When is the right time to refinance?
Should I consolidate other debt with my mortgage loan?
Can I afford a home equity loan?
Why did I receive an escrow statement?
Why have my payments increased?
How can I learn more about ways to maintain my home?

If you have these and other questions about being a homeowner, Family Housing Resources has counselors available to assist you. FHR wants you to be a successful homeowner!

We can help you with spending patterns and budgeting. We can help you understand your credit report and show you how you can dispute items on the report. We can help you read and understand your annual escrow disclosure statements. We can help you determine if refinancing is a good decision for you.  If you have questions about maintaining and repairing your home, we may be able to point you in the right direction.

Homeowner counseling is available to residents of Pima County.
Call FHR at (520) 318-0993 to schedule an appointment with a counselor.

FHR is certified by HUD as a Housing Counseling Agency and has adopted The National Industry Standards for Homeownership Education, Counseling and Foreclosure Intervention.  Housing counselors and educators are individually certified with Neighborworks Center for Homeownership Counseling and Education.